Listing Details: Paradise, Magalia and Chico, California Real Estate Listings & Homes For Sale Provided by Tammy Vertrees

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Reduced - 1032 Neal Dow Ave

$229,000 Make Offer

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Address: 1032 Neal Dow Ave	City/ST: Chico, CA	Zip Code: 95926
Location: Chico	Property Type: Single Family Home	New or Resale: Resale
Square Footage: 1491	Bedrooms: 3	Bathrooms: 1
MLS# 200907686

CLOSE TO BIDWELL PARK! Well maintained home includes: polished hardwood floors, 1491-SF, on .21 acres in Chico. Features include 3 bedrooms, 1 full bath, cozy bonus room with wood-burning fireplace, bright living room with 2nd fireplace, whole-house fan, newer H/A, convenient laundry & shop area, nice kitchen with oak cabinets, breakfast area, dishwasher, electric range, auto sprinkler system, garden shed, patio & fenced back yard.

Last Updated: 11/29/2009 11:52:33 PM

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Insurance >Do You Need Mortgage Protection

If you have a mortgage on your home, you may have received several offers from insurance companies that sell coverage to pay off your mortgage in the event you die unexpectedly. Although insurance in general is a good idea, mortgage insurance is usually a poor value in most cases.

If you read the large print, it appears that the policy will protect your family if you die before your mortgage is paid off. All you have to do is fill out the paperwork, have a physical exam, and pay a little more each month. The fine print, however, may limit the coverage relating to accidental death. If there are two people on the deed of trust, the policy may pay only half if one of them dies.

When considering mortgage insurance, call a good insurance agent before you send in your forms. Insurance experts usually advise against separate policies to cover various contingencies. A regular term life insurance policy equal to the amount of your mortgage will probably offer you a lot more coverage for your money.

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Q	Where in the United States will you find the largest concentration of million-dollar homes?
A	There are almost 314,000 million-dollar homes in the United States, and 41% of these are located in California.
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Tammy Vertrees, REALTOR�, real estate agent and broker for Paradise, Magalia and Chico, California home listings, property and land for sale

Tammy Vertrees
Coldwell Banker Ponderosa
7020 Skyway
Paradise, CA 95969
DRE #01754100
Cell: 530-413-8383
Office: 530-872-5428
Fax: 530-267-6260
mail@tammyvertrees.com
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